4206 Baltimore St, Halethorpe, MD, 21227 | $353/mo Cash Flow

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4206 Baltimore St, Halethorpe, MD, 21227 | $353/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Halethorpe at 4206 Baltimore St, Halethorpe, MD, 21227 listed at $289,900 pairs $2,156/mo rent with a $1,419/mo payment to leave $353/mo cash flow. Total monthly income runs $2,156/mo, and annual cash flow reaches $4,235/yr on $96,102 cash to close. Return on cash invested measures 24.32% in year one, and rental yield registers 8.92% at a $289,900 basis. Equity gained on principal adds $1,871/yr, and annual property appreciation at 5% supports $80,094 by year five. Five-year ROI tracks 126.5% and total cumulative return in cash totals $121,569. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,156/mo property income relative to a $1,419/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1925

6,250 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming 2-Bedroom Home in Baltimore Highlands! Welcome to this cozy 2-bedroom, 1-bathroom homeperfect as a starter home or for those looking to downsize into comfortable, single-level living. Nestled in the desirable Baltimore Highlands neighborhood, this property offers an easy commute to Baltimore, Washington D.C., and major routes including I-97, 295, and I-95. Nearby, youll find convenient shopping, dining, and entertainment options. This home has been thoughtfully updated and well maintained, featuring: New HVAC system and new water heater ADT security system for peace of mind Newer washer and dryer Updated piping in the basement Custom blinds throughout New leaf guards on gutters Spacious, well-kept yard New deck, enclosed patio, and privacy fenceperfect for relaxing or entertaining Large shed with new roof and siding for extra storage All the hard work has been donemove right in and enjoy! Whether youre buying your first home or looking for a quiet place to retire, this gem has it all. Dont miss your chanceschedule a showing today and see for yourself!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21227, Halethorpe, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,782 (100%)
Owner Occupied HU	8,244 (59.8%)
Renter Occupied HU	4,715 (34.2%)
Vacant Housing Units	823 ( 6.0%)
Median Home Value	$328,317
Average Home Value	$368,618