4202 Roland Ave Unit 208BaltimoreMD21210
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 4202 Roland Ave Unit 208, Baltimore, MD, 21210 in Baltimore is narrow, $100/mo net on $2,448/mo rent after the $1,270/mo debt service, but the property operates at break-even-plus, not a loss. At $282,500 with a 10.4% yield, the long-run equity case via 5% appreciation ($78,050 over five years) and $2,602/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.93 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $151,650.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 4.8% |
| Monthly Cash Flow | $100 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,448 |
| Total Monthly Debt Service | $1,645 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21210, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,856 (100%) |
| Owner Occupied HU | 3,244 (55.4%) |
| Renter Occupied HU | 2,186 (37.3%) |
| Vacant Housing Units | 426 ( 7.3%) |
| Median Home Value | $539,834 |
| Average Home Value | $609,599 |
Housing Distribution
Address Breakdown
Residential
5,882
Single Family
2,768
Multi-Family
3,114
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21210, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,856 (100%) |
| Owner Occupied HU | 3,244 (55.4%) |
| Renter Occupied HU | 2,186 (37.3%) |
| Vacant Housing Units | 426 ( 7.3%) |
| Median Home Value | $539,834 |
| Average Home Value | $609,599 |
Housing Distribution
Address Breakdown
Residential
5,882
Single Family
2,768
Multi-Family
3,114
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices