4201 San Francisco AveSaint LouisMO63115
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4201 San Francisco Ave, Saint Louis, MO, 63115 in Saint Louis deserves attention. This $140,000 property earns $1,554/mo in rent, a 13.32% gross yield, and nets $682/mo after the $664/mo payment. DSCR 2.34 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $38,679 compounds alongside $1,174/yr in yearly equity build, for a total cumulative return of $94,384.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 7.8% |
| Monthly Cash Flow | $682 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,554 |
| Total Monthly Debt Service | $850 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1930
4,199 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63115, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,917 (100%) |
| Owner Occupied HU | 3,334 (33.6%) |
| Renter Occupied HU | 3,525 (35.5%) |
| Vacant Housing Units | 3,058 (30.8%) |
| Median Home Value | $74,599 |
| Average Home Value | $170,037 |
Housing Distribution
Address Breakdown
Residential
7,287
Single Family
6,865
Multi-Family
422
Businesses
488
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andreal A Hoosman • Haywood-Hoosman Realty
Mls Name: MARIS
Mls Provider:
Mls ID: #26066896
