4201 Desert Pinon PlLas CrucesNM88007
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Las Cruces rental at 4201 Desert Pinon Pl, Las Cruces, NM, 88007 sits in the solid-income band: 8.81% gross yield, $2,239/mo rent, $449/mo net after the $1,371/mo debt service, DSCR 1.63. Entry price of $305,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $84,266 and $2,809/yr in principal reduction bring total cumulative return to $144,134.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 9.2% |
| Monthly Cash Flow | $449 | $450 |
City averages based on Las Cruces market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,239 |
| Total Monthly Debt Service | $1,669 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
8,712 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
8,712 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marisela Y Prieto • Clear View Realty
Mls Name: SNMMLS
Mls ID: #2402031
Disclaimer: The information provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.