420 Saint John StLewisburgPA17837
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 420 Saint John St, Lewisburg, PA, 17837 in Lewisburg: $1,865/mo in rent, $227/mo in net income, 8.95% gross yield, 1.66 DSCR, all at $249,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $69,043 in appreciation and $2,302/yr in principal paydown projects total cumulative return of $109,793.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $227 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,865 |
| Total Monthly Debt Service | $1,538 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17837, Lewisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,981 (100%) |
| Owner Occupied HU | 4,208 (60.3%) |
| Renter Occupied HU | 2,149 (30.8%) |
| Vacant Housing Units | 624 ( 8.9%) |
| Median Home Value | $292,647 |
| Average Home Value | $361,052 |
Housing Distribution
Address Breakdown
Residential
6,593
Single Family
6,022
Multi-Family
571
Businesses
774
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17837, Lewisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,981 (100%) |
| Owner Occupied HU | 4,208 (60.3%) |
| Renter Occupied HU | 2,149 (30.8%) |
| Vacant Housing Units | 624 ( 8.9%) |
| Median Home Value | $292,647 |
| Average Home Value | $361,052 |
Housing Distribution
Address Breakdown
Residential
6,593
Single Family
6,022
Multi-Family
571
Businesses
774
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TERESA M KEELEY • EXP Realty, LLC
Mls Name: CSVBOR
Mls ID: #20-100977