420 Saddle Brook CvAustinAR72007
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 420 Saddle Brook Cv, Austin, AR, 72007 in Austin at $295,000 earns $1,855/mo in rent and nets $82/mo after the $1,327/mo payment, a 7.55% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $81,503 over five years. Ziffy Mortgage underwrites this on a 1.40 DSCR without U.S. credit history. With $2,717/yr in principal paydown, total projected return reaches $116,886.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 0.0% |
| Monthly Cash Flow | $82 | $0 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,855 |
| Total Monthly Debt Service | $1,656 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
1.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72007, Austin, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,034 (100%) |
| Owner Occupied HU | 3,174 (78.7%) |
| Renter Occupied HU | 630 (15.6%) |
| Vacant Housing Units | 230 ( 5.7%) |
| Median Home Value | $246,267 |
| Average Home Value | $265,922 |
Housing Distribution
Address Breakdown
Residential
4,005
Single Family
4,005
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72007, Austin, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,034 (100%) |
| Owner Occupied HU | 3,174 (78.7%) |
| Renter Occupied HU | 630 (15.6%) |
| Vacant Housing Units | 230 ( 5.7%) |
| Median Home Value | $246,267 |
| Average Home Value | $265,922 |
Housing Distribution
Address Breakdown
Residential
4,005
Single Family
4,005
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jody Huffmaster • RE/MAX Real Estate Connection
Mls Name: CARMLS
Mls Provider:
Mls ID: #25020810
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.