420 Center AveGreensburgPA15601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 420 Center Ave, Greensburg, PA, 15601 in Greensburg speaks for itself: 10.43% gross on a $274,900 price, generating $2,389/mo in rent and $588/mo in net income after the $1,236/mo debt service. DSCR 1.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,054 stacks alongside $75,950 in projected five-year appreciation and $2,532/yr in principal reduction. Projected total cumulative return: $142,542.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.8% |
| Monthly Cash Flow | $588 | $450 |
City averages based on Greensburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,389 |
| Total Monthly Debt Service | $1,692 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
6,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15601, Greensburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,205 (100%) |
| Owner Occupied HU | 18,433 (67.8%) |
| Renter Occupied HU | 6,750 (24.8%) |
| Vacant Housing Units | 2,022 ( 7.4%) |
| Median Home Value | $263,412 |
| Average Home Value | $309,550 |
Housing Distribution
Address Breakdown
Residential
26,266
Single Family
23,573
Multi-Family
2,693
Businesses
2,440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
6,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15601, Greensburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,205 (100%) |
| Owner Occupied HU | 18,433 (67.8%) |
| Renter Occupied HU | 6,750 (24.8%) |
| Vacant Housing Units | 2,022 ( 7.4%) |
| Median Home Value | $263,412 |
| Average Home Value | $309,550 |
Housing Distribution
Address Breakdown
Residential
26,266
Single Family
23,573
Multi-Family
2,693
Businesses
2,440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1743581