42 Overlook RoadPownalVT05261
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 42 Overlook Road, Pownal, VT, 05261 in Pownal. Priced at $275,000, it generates $2,634/mo in gross rent and $804/mo in net monthly cash flow, a 11.49% yield that comfortably supports the 2.13 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,654. Five-year appreciation: $75,977. Equity from principal paydown: $2,533/yr. Total projected cumulative return: $156,603.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $804 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,634 |
| Total Monthly Debt Service | $1,720 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05261, Pownal, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,241 (100%) |
| Owner Occupied HU | 887 (71.5%) |
| Renter Occupied HU | 175 (14.1%) |
| Vacant Housing Units | 179 (14.4%) |
| Median Home Value | $327,667 |
| Average Home Value | $449,676 |
Housing Distribution
Address Breakdown
Residential
875
Single Family
875
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05261, Pownal, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,241 (100%) |
| Owner Occupied HU | 887 (71.5%) |
| Renter Occupied HU | 175 (14.1%) |
| Vacant Housing Units | 179 (14.4%) |
| Median Home Value | $327,667 |
| Average Home Value | $449,676 |
Housing Distribution
Address Breakdown
Residential
875
Single Family
875
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices