








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Garfield at 42 Foggy Bottom Ln, Garfield, KY, 40140 with 5% annual appreciation on a $155,000 basis while $1,128/mo rent supports operations. Total monthly income totals $1,128/mo and a $759/mo payment preserves $184/mo for cash returns. Annual cash flow comes to $2,211/yr on $51,383 deployed, and return on cash invested reaches 24.21% in year one. Equity gained on principal adds $1,000/yr, and five-year appreciation sums $42,824 alongside rental yield of 8.73%. Five-year ROI measures 125.84% and total cumulative return in cash totals $64,660.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,128/mo property income versus a $759/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2005
3.69 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 40140, Garfield, KY area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 306 (100%) |
| Owner Occupied HU | 229 (74.8%) |
| Renter Occupied HU | 40 (13.1%) |
| Vacant Housing Units | 37 (12.1%) |
| Median Home Value | $168,452 |
| Average Home Value | $202,500 |
Residential
344
Single Family
344
Multi-Family
0
Businesses
8
Date | Event | Price |
|---|---|---|
| 2025-04-01 | Listed for sale | $155,000 |
| 2016-12-29 | Sold | $35,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2020-04-04 | $434.70 | 0.20% | $41,000 | N/A |
| 2019-04-04 | $433.82 | -98.76% | $41,000 | 17.14% |
| 2018-04-04 | $35000.00 | 9412.16% | $35,000 | N/A |



Listed by: Jeffrey E Tate • FHRA, Inc.
Mls Name: GLARMLS
Mls Provider:
Mls ID: #1683218
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