42 E 4th StOswegoNY13126








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Oswego at 42 E 4th St, Oswego, NY, 13126 priced at $294,500 pairs $1,658/mo rent with after a $1,441/mo payment. Total monthly income equals $1,658/mo. Return on cash invested is 16.12% in year one, and rental yield stands at 6.76% on a $294,500 basis. Equity gained on principal adds $1,900/yr, and 5% annual appreciation accumulates to $81,365 by year five. Five-year ROI measures 83.17% and total cumulative return in cash reaches $81,193. For financing, Ziffy Mortgage’s DSCR program evaluates $1,658/mo property income against a $1,441/mo payment instead of your W2s, 1099s, or Tax returns.
Multi Family
Built in 1900
6,599 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13126, Oswego, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 8,551 (54.1%) |
| Renter Occupied HU | 5,074 (32.1%) |
| Vacant Housing Units | 2,183 (13.8%) |
| Median Home Value | $163,728 |
| Average Home Value | $188,660 |
Housing Distribution
Address Breakdown
Residential
14,303
Single Family
13,177
Multi-Family
1,126
Businesses
866
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Listed by: Janet Knopp • Capital Region Preferred Prop
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1573921
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