42 B Stoney Brook DrClancyMT59634
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Clancy rental at 42 B Stoney Brook Dr, Clancy, MT, 59634 sits in the solid-income band: 8.27% gross yield, $3,550/mo rent, $210/mo net after the $2,315/mo debt service, DSCR 1.53. Entry price of $514,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $142,257 and $4,742/yr in principal reduction bring total cumulative return to $209,484.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $210 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,550 |
| Total Monthly Debt Service | $3,134 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2022
N/A lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59634, Clancy, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,333 (100%) |
| Owner Occupied HU | 2,019 (86.5%) |
| Renter Occupied HU | 167 ( 7.2%) |
| Vacant Housing Units | 147 ( 6.3%) |
| Median Home Value | $569,607 |
| Average Home Value | $612,377 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,924
Multi-Family
66
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2022
N/A lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59634, Clancy, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,333 (100%) |
| Owner Occupied HU | 2,019 (86.5%) |
| Renter Occupied HU | 167 ( 7.2%) |
| Vacant Housing Units | 147 ( 6.3%) |
| Median Home Value | $569,607 |
| Average Home Value | $612,377 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,924
Multi-Family
66
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carson Woodland • Big Sky Brokers, LLC
Mls Name: MRMLS
Mls Provider:
Mls ID: #22300183
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.