41W788 Griffin Ln, St Charles, IL, 60175 | $774/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in St Charles at 41W788 Griffin Ln, St Charles, IL, 60175 offers a 11.18% rental yield on a $325,000 purchase with $3,029/mo rent. Total monthly income registers $3,029/mo, and a $1,591/mo payment leaves $774/mo available for distribution. Annual cash flow reaches $9,293/yr on $107,738 to close, and return on cash invested stands at 28.53% in year one. Equity gained on principal adds $2,097/yr while 5% annual appreciation supports $89,792 over five years. Portfolio math shows five-year ROI at 150.1% and total cumulative return in cash at $161,713. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,029/mo property income against a $1,591/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1970

0.80 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 60175, Saint Charles, IL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,107 (100%)
Owner Occupied HU	8,172 (89.7%)
Renter Occupied HU	699 ( 7.7%)
Vacant Housing Units	236 ( 2.6%)
Median Home Value	$517,490
Average Home Value	$555,441