4199 Townsend LnAtlantaGA30346
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4199 Townsend Ln, Atlanta, GA, 30346 in Atlanta. At $635,000 it earns $4,589/mo in rent and distributes $524/mo to the owner after the $3,010/mo payment, a consistent 8.67% yield. DSCR 1.52 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $175,439 in value; $5,323/yr in principal paydown compounds ownership stake. Total projected return: $275,215.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 4.8% |
| Monthly Cash Flow | $524 | $1,850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,589 |
| Total Monthly Debt Service | $3,767 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30346, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,158 (100%) |
| Owner Occupied HU | 376 ( 9.0%) |
| Renter Occupied HU | 3,210 (77.2%) |
| Vacant Housing Units | 572 (13.8%) |
| Median Home Value | $477,586 |
| Average Home Value | $458,155 |
Housing Distribution
Address Breakdown
Residential
3,848
Single Family
47
Multi-Family
3,801
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
