4199 Geranium Loop NE, Salem, OR, 97305 | $93/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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4199 Geranium Loop NE, Salem, OR, 97305 | $93/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Salem at 4199 Geranium Loop NE, Salem, OR, 97305 uses $177,660 cash to close to unlock $1,110/yr annual cash flow and $93/mo monthly cash flow. Total monthly income runs $3,352/mo, and a $2,643/mo payment keeps the spread at $93/mo. Purchase price stands at $540,000, and rental yield measures 7.45% with $3,352/mo rent. Return on cash invested shows 20.69% in year one, and 5% annual appreciation builds toward $149,192 over five years. Five-year ROI reaches 106.77% and total cumulative return in cash records $189,686. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,352/mo property income covering a $2,643/mo payment rather than investor’s personal income.

Single Family

Built in 2004

6,098 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome home! This beautifully maintained 4-bedroom, 2.5-bath home offers 2,484 sqft of comfortable living space on a sunny corner lot. Built in 2004, it features vaulted ceilings, abundant natural light, and a fresh, move-in-ready feel. The kitchen includes all appliances, making it easy to settle right in. Enjoy peace of mind with recent updates: new A/C (2021), exterior paint (2023), and professionally cleaned carpets (Sep 2025). The spacious primary suite includes a sauna jetted tub for ultimate relaxation. The fully fenced backyard is designed for low maintenance with new concrete and rock landscaping (2023), fruit-bearing pear trees, and a new tool shed (2023). Newly installed glass security storm door provides extra lighting and security. With a 2-car garage, no HOA, and thoughtful updates throughout, this home offers the perfect blend of comfort, convenience, and charm ready for you to move in and make it your own!

Neighborhood Data

Neighborhood data shown for ZIP Code: 97305, Salem, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,206 (100%)
Owner Occupied HU	8,699 (53.7%)
Renter Occupied HU	7,030 (43.4%)
Vacant Housing Units	477 ( 2.9%)
Median Home Value	$391,262
Average Home Value	$416,883