4197 284th TerBranfordFL32008
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 4197 284th Ter, Branford, FL, 32008 in Branford is listed at $237,000 and delivers $1,980/mo in rent and $392/mo in net monthly cash flow. The 10.03% yield and 1.86 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $65,479 over five years, and $2,183/yr in principal reduction supplements cash return. Total projected cumulative return: $116,549.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.0% |
| Monthly Cash Flow | $392 | $400 |
City averages based on Branford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $1,478 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32008, Branford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,150 (100%) |
| Owner Occupied HU | 2,054 (65.2%) |
| Renter Occupied HU | 413 (13.1%) |
| Vacant Housing Units | 683 (21.7%) |
| Median Home Value | $153,846 |
| Average Home Value | $182,875 |
Housing Distribution
Address Breakdown
Residential
2,456
Single Family
2,432
Multi-Family
24
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32008, Branford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,150 (100%) |
| Owner Occupied HU | 2,054 (65.2%) |
| Renter Occupied HU | 413 (13.1%) |
| Vacant Housing Units | 683 (21.7%) |
| Median Home Value | $153,846 |
| Average Home Value | $182,875 |
Housing Distribution
Address Breakdown
Residential
2,456
Single Family
2,432
Multi-Family
24
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices