4194 Stephens StSan DiegoCA92103
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $4,604/mo, and a $6,358/mo payment. Purchase price stands at $1,299,000, and rental yield measures 4.25% with $4,604/mo rent. Return on cash invested shows 10.58% in year one, and 5% annual appreciation builds toward $358,890 over five years. Five-year ROI reaches 52.75% and total cumulative return in cash records $222,001. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,604/mo property income covering a $6,358/mo payment rather than investor’s personal income.
Single Family
Built in 1921
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92103, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,454 (100%) |
| Owner Occupied HU | 6,477 (30.2%) |
| Renter Occupied HU | 13,269 (61.8%) |
| Vacant Housing Units | 1,708 ( 8.0%) |
| Median Home Value | $1,234,113 |
| Average Home Value | $1,335,912 |
Housing Distribution
Address Breakdown
Residential
20,791
Single Family
10,226
Multi-Family
10,565
Businesses
1,658
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Listed by: Khatera Mivehchi • Coldwell Banker West
Mls Name: SDMLS
Mls ID: #250043914