419 E Palo Verde LnFlorenceAZ85132
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.59% yield at 419 E Palo Verde Ln, Florence, AZ, 85132 in Florence is solid, but the $490/mo payment compresses net cash flow to $159/mo at $109,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $30,115 by year five, and $1,004/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.78) without U.S. income documentation. Total projected return: $51,753.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $159 | $300 |
City averages based on Florence market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $871 |
| Total Monthly Debt Service | $669 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1983
1,305 sqft lot
$N/A/sqft
$812 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1983
1,305 sqft lot
$N/A/sqft
$812 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Felicia Mandell-Snell • Long Realty Company
Mls Name: ARMLS
Mls Provider:
Mls ID: #6833111
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010