4186 Missouri 142ThayerMO65791
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 4186 Missouri 142, Thayer, MO, 65791 in Thayer. At $109,900 it earns $935/mo in rent and distributes $250/mo to the owner after the $494/mo payment, a consistent 10.21% yield. DSCR 1.89 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $30,363 in value; $1,012/yr in principal paydown compounds ownership stake. Total projected return: $57,868.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $250 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $935 |
| Total Monthly Debt Service | $641 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
3.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65791, Thayer, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,787 (100%) |
| Owner Occupied HU | 1,059 (59.3%) |
| Renter Occupied HU | 415 (23.2%) |
| Vacant Housing Units | 313 (17.5%) |
| Median Home Value | $133,829 |
| Average Home Value | $154,006 |
Housing Distribution
Address Breakdown
Residential
1,873
Single Family
1,873
Multi-Family
0
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
3.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65791, Thayer, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,787 (100%) |
| Owner Occupied HU | 1,059 (59.3%) |
| Renter Occupied HU | 415 (23.2%) |
| Vacant Housing Units | 313 (17.5%) |
| Median Home Value | $133,829 |
| Average Home Value | $154,006 |
Housing Distribution
Address Breakdown
Residential
1,873
Single Family
1,873
Multi-Family
0
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices