418 Bacon St, Utica, NY, 13501 | 3.83% Rental Yield

For Sale

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Utica at 418 Bacon St, Utica, NY, 13501 offers a 3.83% rental yield on a $230,000 purchase with $735/mo rent. 3% in year one. Equity gained on principal adds $1,484/yr while 5% annual appreciation supports $63,545 over five years. Portfolio math shows five-year ROI at 35.86% and total cumulative return in cash at $27,343. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $735/mo property income against a $1,126/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Multi Family

Built in 1900

4,800 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 13501, Utica, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,745 (100%)
Owner Occupied HU	6,876 (38.7%)
Renter Occupied HU	8,830 (49.8%)
Vacant Housing Units	2,039 (11.5%)
Median Home Value	$170,954
Average Home Value	$241,228