41765 State Highway 194 EPhelpsKY41553
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 41765 State Highway 194 E, Phelps, KY, 41553 in Phelps at $175,000, 0% gross yield, is a market-growth asset. Rental yield 0%. The $0/mo rent partially funds the $787/mo debt service; the core return is the 5%/yr price growth projected to add $48,349 over five years. Ziffy Mortgage's DSCR mortgage (0.00) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.5% |
| Monthly Cash Flow | $0 | $750 |
City averages based on Phelps market data in our database. Property projections are estimates.
Single Family
Built in 1940
13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41553, Phelps, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 704 (60.5%) |
| Renter Occupied HU | 210 (18.1%) |
| Vacant Housing Units | 249 (21.4%) |
| Median Home Value | $117,568 |
| Average Home Value | $145,579 |
Housing Distribution
Address Breakdown
Residential
744
Single Family
744
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41553, Phelps, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 704 (60.5%) |
| Renter Occupied HU | 210 (18.1%) |
| Vacant Housing Units | 249 (21.4%) |
| Median Home Value | $117,568 |
| Average Home Value | $145,579 |
Housing Distribution
Address Breakdown
Residential
744
Single Family
744
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices