417 W Main StScioOH43988
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThere's a case for owning boring assets in strong markets. Rental yield 7.65%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $35,502 and $1,184/yr in equity build project total return of $47,320.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(26) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $820 |
| Total Monthly Debt Service | $794 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
6,599 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43988, Scio, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,211 (100%) |
| Owner Occupied HU | 706 (58.3%) |
| Renter Occupied HU | 197 (16.3%) |
| Vacant Housing Units | 308 (25.4%) |
| Median Home Value | $189,375 |
| Average Home Value | $259,653 |
Housing Distribution
Address Breakdown
Residential
1,037
Single Family
993
Multi-Family
44
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
6,599 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43988, Scio, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,211 (100%) |
| Owner Occupied HU | 706 (58.3%) |
| Renter Occupied HU | 197 (16.3%) |
| Vacant Housing Units | 308 (25.4%) |
| Median Home Value | $189,375 |
| Average Home Value | $259,653 |
Housing Distribution
Address Breakdown
Residential
1,037
Single Family
993
Multi-Family
44
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teresa King-Prouty • RE/MAX Crossroads Properties
Mls Name: MLS Now
Mls Provider:
Mls ID: #5121983
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