417 E Denver AveSugar CityCO81076
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 417 E Denver Ave, Sugar City, CO, 81076 in Sugar City. Priced at $249,000, it generates $2,156/mo in gross rent and $705/mo in net monthly cash flow, a 10.39% yield that comfortably supports the 1.93 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,463. Five-year appreciation: $68,794. Equity from principal paydown: $2,293/yr. Total projected cumulative return: $139,377.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $705 | $400 |
City averages based on Sugar City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,156 |
| Total Monthly Debt Service | $1,352 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
1.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81076, Sugar City, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 255 (100%) |
| Owner Occupied HU | 159 (62.4%) |
| Renter Occupied HU | 43 (16.9%) |
| Vacant Housing Units | 53 (20.8%) |
| Median Home Value | $111,029 |
| Average Home Value | $368,176 |
Housing Distribution
Address Breakdown
Residential
74
Single Family
74
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
1.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81076, Sugar City, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 255 (100%) |
| Owner Occupied HU | 159 (62.4%) |
| Renter Occupied HU | 43 (16.9%) |
| Vacant Housing Units | 53 (20.8%) |
| Median Home Value | $111,029 |
| Average Home Value | $368,176 |
Housing Distribution
Address Breakdown
Residential
74
Single Family
74
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Hancock • The Hancock Group
Mls Name: PAR
Mls ID: #234215