417 E 1st AvePlentywoodMT59254
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 417 E 1st Ave, Plentywood, MT, 59254 in Plentywood earns a 9.43% gross yield at $165,000. Rent of $1,639/mo nets $298/mo after the $742/mo mortgage. The 2.21 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $45,586 and $1,520/yr in equity accumulation project a total cumulative return of $103,670.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $298 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,639 |
| Total Monthly Debt Service | $933 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59254, Plentywood, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 672 (57.4%) |
| Renter Occupied HU | 264 (22.5%) |
| Vacant Housing Units | 235 (20.1%) |
| Median Home Value | $161,080 |
| Average Home Value | $197,507 |
Housing Distribution
Address Breakdown
Residential
854
Single Family
833
Multi-Family
21
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59254, Plentywood, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 672 (57.4%) |
| Renter Occupied HU | 264 (22.5%) |
| Vacant Housing Units | 235 (20.1%) |
| Median Home Value | $161,080 |
| Average Home Value | $197,507 |
Housing Distribution
Address Breakdown
Residential
854
Single Family
833
Multi-Family
21
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Liselle Reed • United Country Northwest Realty & Auction
Mls Name: My State MLS
Mls ID: #11461457