417 Central Ave SUITE 501Great FallsMT59401
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.54% gross rental yield, 417 Central Ave SUITE 501, Great Falls, MT, 59401 in Great Falls is priced for capital growth, not immediate cash flow. The $540,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $149,192 by year five, with $4,973/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.66) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $87,238.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.1% |
| Monthly Cash Flow | $(1,832) | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,594 |
| Total Monthly Debt Service | $3,211 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1920
261.36 sqft lot
$N/A/sqft
$810 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59401, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,906 (100%) |
| Owner Occupied HU | 3,258 (47.2%) |
| Renter Occupied HU | 2,737 (39.6%) |
| Vacant Housing Units | 911 (13.2%) |
| Median Home Value | $245,188 |
| Average Home Value | $281,311 |
Housing Distribution
Address Breakdown
Residential
6,098
Single Family
5,252
Multi-Family
846
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1920
261.36 sqft lot
$N/A/sqft
$810 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59401, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,906 (100%) |
| Owner Occupied HU | 3,258 (47.2%) |
| Renter Occupied HU | 2,737 (39.6%) |
| Vacant Housing Units | 911 (13.2%) |
| Median Home Value | $245,188 |
| Average Home Value | $281,311 |
Housing Distribution
Address Breakdown
Residential
6,098
Single Family
5,252
Multi-Family
846
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ron Dodd • Fathom Realty
Mls Name: Big Sky Country MLS
Mls ID: #402134
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.