41698 Canal RdRonanMT59864
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Ronan at 41698 Canal Rd, Ronan, MT, 59864 projects strong ROI of -0.18%. Rental yield 0.56%. With 5% annual appreciation, the property builds $1,270,895 in value over five years. Equity growth combined delivers a projected five-year ROI of 11.26%, translating into $146,288 in total cumulative return on $1,299,500 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 6.2% |
| Monthly Cash Flow | $(24,725) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $25,054 |
| DSCR Ratio | 0.09x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59864, Ronan, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,058 (100%) |
| Owner Occupied HU | 1,971 (64.5%) |
| Renter Occupied HU | 913 (29.9%) |
| Vacant Housing Units | 174 ( 5.7%) |
| Median Home Value | $375,407 |
| Average Home Value | $459,305 |
Housing Distribution
Address Breakdown
Residential
2,335
Single Family
2,315
Multi-Family
20
Businesses
223
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59864, Ronan, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,058 (100%) |
| Owner Occupied HU | 1,971 (64.5%) |
| Renter Occupied HU | 913 (29.9%) |
| Vacant Housing Units | 174 ( 5.7%) |
| Median Home Value | $375,407 |
| Average Home Value | $459,305 |
Housing Distribution
Address Breakdown
Residential
2,335
Single Family
2,315
Multi-Family
20
Businesses
223
Nearby investment properties with comparable rents
Listed by: Jay Bick • eXp Realty - Kalispell
Mls Name: MRMLS
Mls Provider:
Mls ID: #30026801
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.