4164 SW 53rd Lane RdOcalaFL34474
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4164 SW 53rd Lane Rd, Ocala, FL, 34474 in Ocala carries a 1.51 coverage ratio, rent of $2,994/mo is 1.51 times the $1,987/mo payment. Rental yield 8.13%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $441,990 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $122,114; total projected cumulative return: $165,730.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.2% |
| Monthly Cash Flow | $(51) | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,994 |
| Total Monthly Debt Service | $2,869 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,875 sqft lot
$N/A/sqft
$112 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34474, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,721 (100%) |
| Owner Occupied HU | 4,313 (40.2%) |
| Renter Occupied HU | 5,168 (48.2%) |
| Vacant Housing Units | 1,240 (11.6%) |
| Median Home Value | $318,163 |
| Average Home Value | $373,186 |
Housing Distribution
Address Breakdown
Residential
9,194
Single Family
6,185
Multi-Family
3,009
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,875 sqft lot
$N/A/sqft
$112 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34474, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,721 (100%) |
| Owner Occupied HU | 4,313 (40.2%) |
| Renter Occupied HU | 5,168 (48.2%) |
| Vacant Housing Units | 1,240 (11.6%) |
| Median Home Value | $318,163 |
| Average Home Value | $373,186 |
Housing Distribution
Address Breakdown
Residential
9,194
Single Family
6,185
Multi-Family
3,009
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Cruz • DR HORTON REALTY OF WEST CENTRAL FLORIDA
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #OM700192
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