4162 Thomas StOceansideCA92056








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $4,096/mo, and a $3,668/mo payment. Purchase price stands at $749,500, and rental yield measures 6.56% with $4,096/mo rent. Return on cash invested shows 17.43% in year one, and 5% annual appreciation builds toward $207,073 over five years. Five-year ROI reaches 89.51% and total cumulative return in cash records $220,721. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,096/mo property income covering a $3,668/mo payment rather than investor’s personal income.
Single Family
Built in 1962
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92056, Oceanside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,842 (100%) |
| Owner Occupied HU | 13,528 (61.9%) |
| Renter Occupied HU | 7,257 (33.2%) |
| Vacant Housing Units | 1,057 ( 4.8%) |
| Median Home Value | $801,946 |
| Average Home Value | $839,820 |
Housing Distribution
Address Breakdown
Residential
21,082
Single Family
18,342
Multi-Family
2,740
Businesses
1,107
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Listed by: Cherise Zentic • Pacific Sun Properties
Mls Name: CRMLS
Mls ID: #NDP2600344








