416 S 5th StRatonNM87740








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Raton at 416 S 5th St, Raton, NM, 87740 offers a 10.37% rental yield on a $159,000 purchase with $1,374/mo rent. Total monthly income registers $1,374/mo, and a $778/mo payment leaves $441/mo available for distribution. Annual cash flow reaches $5,292/yr on $52,709 to close, and return on cash invested stands at 29.95% in year one. Equity gained on principal adds $1,026/yr while 5% annual appreciation supports $43,929 over five years. Portfolio math shows five-year ROI at 156.25% and total cumulative return in cash at $82,356. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,374/mo property income against a $778/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2008
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87740, Raton, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,890 (100%) |
| Owner Occupied HU | 2,235 (57.5%) |
| Renter Occupied HU | 931 (23.9%) |
| Vacant Housing Units | 724 (18.6%) |
| Median Home Value | $157,876 |
| Average Home Value | $210,994 |
Housing Distribution
Address Breakdown
Residential
3,110
Single Family
3,101
Multi-Family
9
Businesses
363
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Listed by: Wendy Mileta • Realty One Of New Mexico - Raton
Mls Name: New Mexico MLS
Mls ID: #20256272







