416 Oak Ter, West Reading, PA, 19611 | $504/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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416 Oak Ter, West Reading, PA, 19611 | $504/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in West Reading at 416 Oak Ter, West Reading, PA, 19611 listed at $269,900 pairs $2,273/mo rent with a $1,321/mo payment to leave $504/mo cash flow. Total monthly income runs $2,273/mo, and annual cash flow reaches $6,053/yr on $89,472 cash to close. Return on cash invested measures 26.67% in year one, and rental yield registers 10.11% at a $269,900 basis. Equity gained on principal adds $1,742/yr, and annual property appreciation at 5% supports $74,568 by year five. Five-year ROI tracks 139.63% and total cumulative return in cash totals $124,926. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,273/mo property income relative to a $1,321/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Townhouse

Built in 1924

1,742 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming Brick Row Home in the Heart of West Reading! This well-maintained 3-bedroom, 1.5-bath home blends classic character with thoughtful modern updates. Step inside to bright living spaces with hardwood floors and fresh finishes throughout. The expanded kitchen stands out with stainless steel appliances, granite countertops, and a convenient half bath just off the rear. Upstairs you will find 3 bedrooms adjoined by an updated full bathroom featuring a subway-tile shower and a quartz-top vanity for a clean, modern feel. The third floor offers the potential to finish into a bonus room or additional living space. Outside, enjoy a manageable backyard with two off-street parking spacesa rare find in this location. With well-kept mechanicals and walkability to Penn Avenue shops, restaurants, and Wyomissing Schools, this move-in-ready home delivers comfort, charm, and convenience in one of Berks Countys most desirable neighborhoods!

Neighborhood Data

Neighborhood data shown for ZIP Code: 19611, Reading, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,441 (100%)
Owner Occupied HU	2,107 (47.4%)
Renter Occupied HU	2,169 (48.8%)
Vacant Housing Units	165 ( 3.7%)
Median Home Value	$173,080
Average Home Value	$204,439