416 Main StOneidaNY13421
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oneida at 416 Main St, Oneida, NY, 13421 at $285,000 posts ROI 14.86% with from $1,506/mo rent. Total monthly income equals $1,506/mo. Return on cash invested measures 14.86% and rental yield reads 6.34% at the current $285,000. Equity gained on principal adds $1,839/yr, and 5% annual appreciation supports $78,740 by year five. Five-year ROI prints 76.43% and total cumulative return in cash totals $72,210. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,506/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Multi Family
Built in 1900
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13421, Oneida, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,145 (100%) |
| Owner Occupied HU | 3,407 (55.4%) |
| Renter Occupied HU | 2,160 (35.2%) |
| Vacant Housing Units | 578 ( 9.4%) |
| Median Home Value | $191,504 |
| Average Home Value | $268,352 |
Housing Distribution
Address Breakdown
Residential
5,713
Single Family
5,287
Multi-Family
426
Businesses
491
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