4154 W Mountain View AveCaruthersCA93609
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4154 W Mountain View Ave, Caruthers, CA, 93609 in Caruthers speaks for itself: 10.75% gross on a $399,700 price, generating $3,580/mo in rent and $1,107/mo in net income after the $1,797/mo debt service. DSCR 1.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,284 stacks alongside $110,430 in projected five-year appreciation and $3,681/yr in principal reduction. Projected total cumulative return: $222,835.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.5% |
| Monthly Cash Flow | $1,107 | $300 |
City averages based on Caruthers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,580 |
| Total Monthly Debt Service | $2,314 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93609, Caruthers, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,644 (100%) |
| Owner Occupied HU | 826 (50.2%) |
| Renter Occupied HU | 739 (45.0%) |
| Vacant Housing Units | 79 ( 4.8%) |
| Median Home Value | $347,458 |
| Average Home Value | $397,458 |
Housing Distribution
Address Breakdown
Residential
1,256
Single Family
1,256
Multi-Family
0
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93609, Caruthers, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,644 (100%) |
| Owner Occupied HU | 826 (50.2%) |
| Renter Occupied HU | 739 (45.0%) |
| Vacant Housing Units | 79 ( 4.8%) |
| Median Home Value | $347,458 |
| Average Home Value | $397,458 |
Housing Distribution
Address Breakdown
Residential
1,256
Single Family
1,256
Multi-Family
0
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rod Aluisi • Rod Aluisi Real Estate
Mls Name: Fresno MLS
Mls ID: #627755