4154 Brenda DrDecaturGA30035
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 4154 Brenda Dr, Decatur, GA, 30035 in Decatur at $275,000 earns $1,810/mo in rent and nets $136/mo after the $1,237/mo payment, a 7.9% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $75,977 over five years. Ziffy Mortgage underwrites this on a 1.46 DSCR without U.S. credit history. With $2,533/yr in principal paydown, total projected return reaches $112,935.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.8% |
| Monthly Cash Flow | $136 | $450 |
City averages based on Decatur market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,810 |
| Total Monthly Debt Service | $1,564 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30035, Decatur, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,027 (100%) |
| Owner Occupied HU | 4,648 (51.5%) |
| Renter Occupied HU | 3,762 (41.7%) |
| Vacant Housing Units | 617 ( 6.8%) |
| Median Home Value | $263,019 |
| Average Home Value | $296,377 |
Housing Distribution
Address Breakdown
Residential
8,935
Single Family
6,970
Multi-Family
1,965
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30035, Decatur, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,027 (100%) |
| Owner Occupied HU | 4,648 (51.5%) |
| Renter Occupied HU | 3,762 (41.7%) |
| Vacant Housing Units | 617 ( 6.8%) |
| Median Home Value | $263,019 |
| Average Home Value | $296,377 |
Housing Distribution
Address Breakdown
Residential
8,935
Single Family
6,970
Multi-Family
1,965
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices