4150 Deames StPlanoIL60545
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4150 Deames St, Plano, IL, 60545 in Plano speaks for itself: 10.81% gross on a $340,000 price, generating $3,064/mo in rent and $655/mo in net income after the $1,529/mo debt service. DSCR 2.00, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,864 stacks alongside $93,936 in projected five-year appreciation and $3,131/yr in principal reduction. Projected total cumulative return: $175,427.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $655 | $300 |
City averages based on Plano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,064 |
| Total Monthly Debt Service | $2,223 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60545, Plano, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,076 (100%) |
| Owner Occupied HU | 3,807 (75.0%) |
| Renter Occupied HU | 1,100 (21.7%) |
| Vacant Housing Units | 169 ( 3.3%) |
| Median Home Value | $254,444 |
| Average Home Value | $292,603 |
Housing Distribution
Address Breakdown
Residential
4,996
Single Family
4,837
Multi-Family
159
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60545, Plano, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,076 (100%) |
| Owner Occupied HU | 3,807 (75.0%) |
| Renter Occupied HU | 1,100 (21.7%) |
| Vacant Housing Units | 169 ( 3.3%) |
| Median Home Value | $254,444 |
| Average Home Value | $292,603 |
Housing Distribution
Address Breakdown
Residential
4,996
Single Family
4,837
Multi-Family
159
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices