415 W Center StLinwoodMI48634
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow415 W Center St, Linwood, MI, 48634 in Linwood is a top-tier cash-flow asset. At $115,000 it produces $2,567/mo in rent and $1,808/mo in net monthly income, a 26.78% gross rental yield. The DSCR of 4.97 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $21,701. Five-year appreciation adds $31,772, driving a total cumulative return of $160,235.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.8% | 7.0% |
| Monthly Cash Flow | $1,808 | $800 |
City averages based on Linwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,567 |
| Total Monthly Debt Service | $713 |
| DSCR Ratio | 3.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48634, Linwood, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,839 (100%) |
| Owner Occupied HU | 1,608 (87.4%) |
| Renter Occupied HU | 155 ( 8.4%) |
| Vacant Housing Units | 76 ( 4.1%) |
| Median Home Value | $203,968 |
| Average Home Value | $247,979 |
Housing Distribution
Address Breakdown
Residential
1,683
Single Family
1,667
Multi-Family
16
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48634, Linwood, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,839 (100%) |
| Owner Occupied HU | 1,608 (87.4%) |
| Renter Occupied HU | 155 ( 8.4%) |
| Vacant Housing Units | 76 ( 4.1%) |
| Median Home Value | $203,968 |
| Average Home Value | $247,979 |
Housing Distribution
Address Breakdown
Residential
1,683
Single Family
1,667
Multi-Family
16
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices