415 Manchester DRIVE #Lt112 TrumanTruman Williams BayWI53191
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play415 Manchester DRIVE #Lt112 Truman, Truman Williams Bay, WI, 53191 in Truman Williams Bay is priced for appreciation, not yield. Rental yield 4.38%. At $493,490 with a 4.38% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $136,342 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.81) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $90,985.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.2% |
| Monthly Cash Flow | $(1,512) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $3,116 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53191, Williams Bay, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,342 (100%) |
| Owner Occupied HU | 1,099 (46.9%) |
| Renter Occupied HU | 282 (12.0%) |
| Vacant Housing Units | 961 (41.0%) |
| Median Home Value | $414,897 |
| Average Home Value | $494,099 |
Housing Distribution
Address Breakdown
Residential
1,735
Single Family
1,460
Multi-Family
275
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53191, Williams Bay, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,342 (100%) |
| Owner Occupied HU | 1,099 (46.9%) |
| Renter Occupied HU | 282 (12.0%) |
| Vacant Housing Units | 961 (41.0%) |
| Median Home Value | $414,897 |
| Average Home Value | $494,099 |
Housing Distribution
Address Breakdown
Residential
1,735
Single Family
1,460
Multi-Family
275
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine Fox Associates Team* • Shorewest Realtors, Inc.
Mls Name: WIREX MLS
Mls ID: #1950731