415 E Knotty Pine Ln APT 1Coeur D AleneID83815
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 415 E Knotty Pine Ln APT 1, Coeur D Alene, ID, 83815 in Coeur D Alene delivers $2,114/mo in gross rent and $389/mo in net monthly income at a $299,900 entry. The 8.46% yield and 1.57 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $82,857 over five years and $2,762/yr in equity from loan paydown, total projected return is $138,163.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.1% |
| Monthly Cash Flow | $389 | $1,850 |
City averages based on Coeur D Alene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,114 |
| Total Monthly Debt Service | $1,606 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1996
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83815, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,771 (100%) |
| Owner Occupied HU | 11,296 (63.6%) |
| Renter Occupied HU | 5,809 (32.7%) |
| Vacant Housing Units | 666 ( 3.7%) |
| Median Home Value | $594,074 |
| Average Home Value | $630,728 |
Housing Distribution
Address Breakdown
Residential
16,635
Single Family
15,772
Multi-Family
863
Businesses
910
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1996
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83815, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,771 (100%) |
| Owner Occupied HU | 11,296 (63.6%) |
| Renter Occupied HU | 5,809 (32.7%) |
| Vacant Housing Units | 666 ( 3.7%) |
| Median Home Value | $594,074 |
| Average Home Value | $630,728 |
Housing Distribution
Address Breakdown
Residential
16,635
Single Family
15,772
Multi-Family
863
Businesses
910
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tara McDaniel • NextHome 365 Realty
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-2354
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.