41447 Rd 116OrosiCA93647
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 41447 Rd 116, Orosi, CA, 93647 in Orosi worth study. Rental yield 5.71%. The 5.71% gross yield is below cash-flow benchmarks at $439,900, but 5% annual appreciation, adding $121,536 over five years, frames this as a capital growth position. Rent of $2,092/mo partially offsets the $1,978/mo payment. Ziffy Mortgage finances appreciation-play properties (1.06 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $126,308.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.5% |
| Monthly Cash Flow | $(630) | $1,200 |
City averages based on Orosi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,092 |
| Total Monthly Debt Service | $2,546 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93647, Orosi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,897 (100%) |
| Owner Occupied HU | 1,403 (48.4%) |
| Renter Occupied HU | 1,388 (47.9%) |
| Vacant Housing Units | 106 ( 3.7%) |
| Median Home Value | $266,458 |
| Average Home Value | $332,293 |
Housing Distribution
Address Breakdown
Residential
2,776
Single Family
2,677
Multi-Family
99
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93647, Orosi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,897 (100%) |
| Owner Occupied HU | 1,403 (48.4%) |
| Renter Occupied HU | 1,388 (47.9%) |
| Vacant Housing Units | 106 ( 3.7%) |
| Median Home Value | $266,458 |
| Average Home Value | $332,293 |
Housing Distribution
Address Breakdown
Residential
2,776
Single Family
2,677
Multi-Family
99
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Juan R Tehandon Moreno • Downtown Realty Visalia
Mls Name: TCMLS
Mls ID: #237417