4144 Flora AveKansas CityMO64110
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4144 Flora Ave, Kansas City, MO, 64110 in Kansas City at $114,900 earns $910/mo in rent and nets $194/mo after the $517/mo payment, a 9.5% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,745 over five years. Ziffy Mortgage underwrites this on a 1.76 DSCR without U.S. credit history. With $1,058/yr in principal paydown, total projected return reaches $56,090.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $194 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $910 |
| Total Monthly Debt Service | $670 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1913
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64110, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,977 (100%) |
| Owner Occupied HU | 3,431 (43.0%) |
| Renter Occupied HU | 3,422 (42.9%) |
| Vacant Housing Units | 1,124 (14.1%) |
| Median Home Value | $268,616 |
| Average Home Value | $284,161 |
Housing Distribution
Address Breakdown
Residential
7,302
Single Family
6,074
Multi-Family
1,228
Businesses
458
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1913
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64110, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,977 (100%) |
| Owner Occupied HU | 3,431 (43.0%) |
| Renter Occupied HU | 3,422 (42.9%) |
| Vacant Housing Units | 1,124 (14.1%) |
| Median Home Value | $268,616 |
| Average Home Value | $284,161 |
Housing Distribution
Address Breakdown
Residential
7,302
Single Family
6,074
Multi-Family
1,228
Businesses
458
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Tina Team • Keller Williams Realty Partners Inc.
Mls Name: HKMMLS as distributed by MLS GRID
Mls ID: #2563604