4140 Water Fall CVSan AntonioTX78223
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 4140 Water Fall CV, San Antonio, TX, 78223 in San Antonio: $1,832/mo in rent, $385/mo in net income, 10.99% gross yield, 2.04 DSCR, all at $199,995. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $55,255 in appreciation and $1,842/yr in principal paydown projects total cumulative return of $103,029.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.8% |
| Monthly Cash Flow | $385 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,832 |
| Total Monthly Debt Service | $1,343 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
4,181 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78223, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,060 (100%) |
| Owner Occupied HU | 13,931 (57.9%) |
| Renter Occupied HU | 8,207 (34.1%) |
| Vacant Housing Units | 1,922 ( 8.0%) |
| Median Home Value | $208,750 |
| Average Home Value | $265,631 |
Housing Distribution
Address Breakdown
Residential
22,418
Single Family
16,614
Multi-Family
5,804
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
4,181 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78223, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,060 (100%) |
| Owner Occupied HU | 13,931 (57.9%) |
| Renter Occupied HU | 8,207 (34.1%) |
| Vacant Housing Units | 1,922 ( 8.0%) |
| Median Home Value | $208,750 |
| Average Home Value | $265,631 |
Housing Distribution
Address Breakdown
Residential
22,418
Single Family
16,614
Multi-Family
5,804
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Faith Cuellar • Texas Home Realty
Mls Name: LERA MLS
Mls ID: #1943040