414 S 98th StEdwardsvilleKS66111
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 414 S 98th St, Edwardsville, KS, 66111 in Edwardsville fits: $1,290,000, 1.39% gross yield, and a projected 5% annual appreciation rate adding $356,403 in value within five years. Rental yield 1.39%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.26) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,881/yr in principal paydown and $356,403 in appreciation project a total return of $35,342.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.5% |
| Monthly Cash Flow | $(7,092) | $350 |
City averages based on Edwardsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,490 |
| Total Monthly Debt Service | $8,069 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
10.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66111, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,852 (100%) |
| Owner Occupied HU | 2,423 (62.9%) |
| Renter Occupied HU | 1,087 (28.2%) |
| Vacant Housing Units | 342 ( 8.9%) |
| Median Home Value | $200,000 |
| Average Home Value | $208,964 |
Housing Distribution
Address Breakdown
Residential
3,672
Single Family
3,215
Multi-Family
457
Businesses
467
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
10.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66111, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,852 (100%) |
| Owner Occupied HU | 2,423 (62.9%) |
| Renter Occupied HU | 1,087 (28.2%) |
| Vacant Housing Units | 342 ( 8.9%) |
| Median Home Value | $200,000 |
| Average Home Value | $208,964 |
Housing Distribution
Address Breakdown
Residential
3,672
Single Family
3,215
Multi-Family
457
Businesses
467
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2606973