414 Folk AveBernieMO63822








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Bernie at 414 Folk Ave, Bernie, MO, 63822 offers $1,292/mo rent that, after a $881/mo payment, leaves $171/mo cash flow. Total monthly income is $1,292/mo, and annual cash flow is $2,052/yr on $59,670 cash. Return on cash invested measures 23.35% in year one, and rental yield stands at 8.61% at a $180,000 entry. Equity gained on principal adds $1,162/yr while 5% annual appreciation compounds into $49,731 by year five. Five-year ROI records 121.32% and total cumulative return in cash reaches $72,389. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,292/mo property income versus a $881/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1950
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63822, Bernie, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,229 (100%) |
| Owner Occupied HU | 755 (61.4%) |
| Renter Occupied HU | 315 (25.6%) |
| Vacant Housing Units | 159 (12.9%) |
| Median Home Value | $140,132 |
| Average Home Value | $158,440 |
Housing Distribution
Address Breakdown
Residential
1,079
Single Family
1,006
Multi-Family
73
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











