4135 E 22nd StTulsaOK74114
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 4135 E 22nd St, Tulsa, OK, 74114 in Tulsa is narrow, $111/mo net on $1,685/mo rent after the $1,108/mo debt service, but the property operates at break-even-plus, not a loss. At $246,500 with a 8.2% yield, the long-run equity case via 5% appreciation ($68,103 over five years) and $2,270/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $100,876.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.2% |
| Monthly Cash Flow | $111 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,685 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
8,450 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74114, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,453 (100%) |
| Owner Occupied HU | 5,499 (65.1%) |
| Renter Occupied HU | 2,218 (26.2%) |
| Vacant Housing Units | 736 ( 8.7%) |
| Median Home Value | $310,439 |
| Average Home Value | $470,265 |
Housing Distribution
Address Breakdown
Residential
7,551
Single Family
6,906
Multi-Family
645
Businesses
400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
8,450 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74114, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,453 (100%) |
| Owner Occupied HU | 5,499 (65.1%) |
| Renter Occupied HU | 2,218 (26.2%) |
| Vacant Housing Units | 736 ( 8.7%) |
| Median Home Value | $310,439 |
| Average Home Value | $470,265 |
Housing Distribution
Address Breakdown
Residential
7,551
Single Family
6,906
Multi-Family
645
Businesses
400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices