4134 Copano BaySan AntonioTX78229
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 4134 Copano Bay, San Antonio, TX, 78229 in San Antonio is narrow, $106/mo net on $1,784/mo rent after the $1,061/mo debt service, but the property operates at break-even-plus, not a loss. At $236,000 with a 9.07% yield, the long-run equity case via 5% appreciation ($65,202 over five years) and $2,174/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $97,248.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.8% |
| Monthly Cash Flow | $106 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,784 |
| Total Monthly Debt Service | $1,584 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
1,698 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78229, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,633 (100%) |
| Owner Occupied HU | 2,488 (13.4%) |
| Renter Occupied HU | 13,559 (72.8%) |
| Vacant Housing Units | 2,586 (13.9%) |
| Median Home Value | $284,490 |
| Average Home Value | $305,672 |
Housing Distribution
Address Breakdown
Residential
17,298
Single Family
2,801
Multi-Family
14,497
Businesses
1,727
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
1,698 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78229, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,633 (100%) |
| Owner Occupied HU | 2,488 (13.4%) |
| Renter Occupied HU | 13,559 (72.8%) |
| Vacant Housing Units | 2,586 (13.9%) |
| Median Home Value | $284,490 |
| Average Home Value | $305,672 |
Housing Distribution
Address Breakdown
Residential
17,298
Single Family
2,801
Multi-Family
14,497
Businesses
1,727
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ramachander Bandaru • Found It LLC
Mls Name: LERA MLS
Mls ID: #1920944