4130 N ROBLE CircleEloyAZ85131
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4130 N ROBLE Circle, Eloy, AZ, 85131 in Eloy. Priced at $218,900, it generates $1,838/mo in gross rent and $544/mo in net monthly cash flow, a 10.08% yield that comfortably supports the 1.77 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,533. Five-year appreciation: $60,478. Equity from principal paydown: $1,835/yr. Total projected cumulative return: $113,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 7.0% |
| Monthly Cash Flow | $544 | $300 |
City averages based on Eloy market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,838 |
| Total Monthly Debt Service | $1,260 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.36 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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