413 Tailoff Ln #91BSacramentoCA95818
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 413 Tailoff Ln #91B, Sacramento, CA, 95818 in Sacramento at $454,999 earns $3,065/mo in rent and nets $102/mo after the $2,046/mo payment, a 8.08% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $125,708 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $4,191/yr in principal paydown, total projected return reaches $188,650.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $102 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,065 |
| Total Monthly Debt Service | $2,634 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2017
766.66 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95818, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,209 (100%) |
| Owner Occupied HU | 5,616 (46.0%) |
| Renter Occupied HU | 5,766 (47.2%) |
| Vacant Housing Units | 827 ( 6.8%) |
| Median Home Value | $816,354 |
| Average Home Value | $848,391 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,297
Multi-Family
1,857
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2017
766.66 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95818, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,209 (100%) |
| Owner Occupied HU | 5,616 (46.0%) |
| Renter Occupied HU | 5,766 (47.2%) |
| Vacant Housing Units | 827 ( 6.8%) |
| Median Home Value | $816,354 |
| Average Home Value | $848,391 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,297
Multi-Family
1,857
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226025113