4126 White RivDecaturAL35603








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Decatur at 4126 White Riv, Decatur, AL, 35603 at $262,650 posts ROI 29.24% with $677/mo cash flow from $2,160/mo rent. Total monthly income equals $2,160/mo, and annual cash flow records $8,124/yr on $87,068 to close. Return on cash invested measures 29.24% and rental yield reads 9.87% at the current $262,650. Equity gained on principal adds $1,695/yr, and 5% annual appreciation supports $72,565 by year five. Five-year ROI prints 152.24% and total cumulative return in cash totals $132,549.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,160/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35603, Decatur, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,772 (100%) |
| Owner Occupied HU | 9,786 (66.2%) |
| Renter Occupied HU | 4,228 (28.6%) |
| Vacant Housing Units | 758 ( 5.1%) |
| Median Home Value | $258,997 |
| Average Home Value | $295,900 |
Housing Distribution
Address Breakdown
Residential
14,489
Single Family
13,004
Multi-Family
1,485
Businesses
624
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