4125 Ritten House LnSkippackPA19474
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4125 Ritten House Ln, Skippack, PA, 19474 in Skippack. Priced at $419,000, it generates $3,820/mo in gross rent and $942/mo in net monthly cash flow, a 10.94% yield that comfortably supports the 2.03 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,304. Five-year appreciation: $115,762. Equity from principal paydown: $3,859/yr. Total projected cumulative return: $228,729.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $942 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,820 |
| Total Monthly Debt Service | $2,579 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19474, Skippack, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 209 (100%) |
| Owner Occupied HU | 185 (88.5%) |
| Renter Occupied HU | 24 (11.5%) |
| Vacant Housing Units | 0 |
| Median Home Value | $550,781 |
| Average Home Value | $562,703 |
Housing Distribution
Address Breakdown
Residential
529
Single Family
1
Multi-Family
0
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19474, Skippack, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 209 (100%) |
| Owner Occupied HU | 185 (88.5%) |
| Renter Occupied HU | 24 (11.5%) |
| Vacant Housing Units | 0 |
| Median Home Value | $550,781 |
| Average Home Value | $562,703 |
Housing Distribution
Address Breakdown
Residential
529
Single Family
1
Multi-Family
0
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAMC2187110