4124 Utica AveChipleyFL32428
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Chipley at 4124 Utica Ave, Chipley, FL, 32428 uses $83,535 cash to close to unlock $1,309/yr annual cash flow and $109/mo monthly cash flow. Total monthly income runs $1,781/mo, and a $1,233/mo payment keeps the spread at $109/mo. Purchase price stands at $251,990, and rental yield measures 8.48% with $1,781/mo rent. Return on cash invested shows 21.48% in year one, and 5% annual appreciation builds toward $69,620 over five years. Five-year ROI reaches 111.89% and total cumulative return in cash records $93,467. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,781/mo property income covering a $1,233/mo payment rather than investor’s personal income.
Single Family
Built in 2025
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32428, Chipley, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,704 (100%) |
| Owner Occupied HU | 5,171 (67.1%) |
| Renter Occupied HU | 1,404 (18.2%) |
| Vacant Housing Units | 1,129 (14.7%) |
| Median Home Value | $223,466 |
| Average Home Value | $270,097 |
Housing Distribution
Address Breakdown
Residential
7,032
Single Family
7,032
Multi-Family
0
Businesses
598
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