4123 Whiteford Dr SWDecaturAL35603
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Decatur at 4123 Whiteford Dr SW, Decatur, AL, 35603 with 5% annual appreciation on a $231,600 basis while $1,440/mo rent supports operations. Total monthly income totals $1,440/mo and a $1,134/mo payment preserves $111/mo for cash returns. Annual cash flow comes to $1,328/yr on $76,775 deployed, and return on cash invested reaches 21.64% in year one. Equity gained on principal adds $1,494/yr, and five-year appreciation sums $63,987 alongside rental yield of 7.46%. Five-year ROI measures 111.54% and total cumulative return in cash totals $85,637.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,440/mo property income versus a $1,134/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in N/A
5,227 sqft lot
$N/A/sqft
$260 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35603, Decatur, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,772 (100%) |
| Owner Occupied HU | 9,786 (66.2%) |
| Renter Occupied HU | 4,228 (28.6%) |
| Vacant Housing Units | 758 ( 5.1%) |
| Median Home Value | $258,997 |
| Average Home Value | $295,900 |
Housing Distribution
Address Breakdown
Residential
14,489
Single Family
13,004
Multi-Family
1,485
Businesses
624
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Listed by: Christopher Rickling • Rausch Coleman Realty Group
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21883987
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