4120 Choke Cherry Ln #3101Fish CreekWI54212



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.52 makes 4120 Choke Cherry Ln #3101, Fish Creek, WI, 54212 in Fish Creek one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.2%. The 8.2% yield, 5% annual appreciation ($91,145 over five years), and $3,038/yr in principal reduction project a total cumulative return of $114,487.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $(193) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,254 |
| Total Monthly Debt Service | $2,316 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
$700 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54212, Fish Creek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,425 (100%) |
| Owner Occupied HU | 526 (36.9%) |
| Renter Occupied HU | 68 ( 4.8%) |
| Vacant Housing Units | 831 (58.3%) |
| Median Home Value | $499,180 |
| Average Home Value | $598,389 |
Housing Distribution
Address Breakdown
Residential
549
Single Family
549
Multi-Family
0
Businesses
104



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Condo
Built in 2024
N/A lot
$N/A/sqft
$700 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54212, Fish Creek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,425 (100%) |
| Owner Occupied HU | 526 (36.9%) |
| Renter Occupied HU | 68 ( 4.8%) |
| Vacant Housing Units | 831 (58.3%) |
| Median Home Value | $499,180 |
| Average Home Value | $598,389 |
Housing Distribution
Address Breakdown
Residential
549
Single Family
549
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Tad Gilster • True North Real Estate LLC
Mls Name: Door County MLS
Mls Provider:
Mls ID: #142973
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








